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Florida & The Affordable Care Act
In 2010, 17.3 percent of adults in Florida reported they were unable to see a doctor in the past year due to cost. The Common Wealth Fund reports that between 2003 and 2009, the cost of health...
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Health Care Costs In America Versus The Rest Of The World
While America has the most expensive health care system in the world, Americans do not live longer or have better health than people in most other developed countries. The Affordable Care Act (ACA)...
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Low Or No Cost Health Care Options For People With Low Incomes
Under the Affordable Care Act (ACA), federal and state governments are setting up and running health insurance marketplaces for individuals, families and businesses to purchase quality health...
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Guaranteed Coverage For People With Pre-Existing Health Conditions
Starting in 2014, health insurance companies can no longer deny or limit coverage for individuals with pre-existing health conditions including disability. This is true even if individuals have been...
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Who Are The Uninsured In America?
The Kaiser Family Foundation, a non-profit, private operating foundation that focuses on the major health care issues and the United State’s role in global health policy, issued a report in October...
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Where Are The Uninsured In America?
In 2011, 48.6 Americans went uninsured; 47.9 million of those uninsured Americans were under the age of 65. [1, 2] Where do these uninsured Americans live? While a higher rate of uninsured are...
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5 Ways To Buy Health Insurance Without A Government Exchange
The heart of the Affordable Care Act (ACA), the Health Insurance Marketplace, opened on October 1, and offers Americans a new way to purchase health insurance, but it is not the only way. Many...
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Enforcing The Health Law Mandate: What The IRS Can & Can’t Do
The Affordable Care Act’s (ACA) individual mandate is perhaps the most controversial piece of the health reform legislation. The law requires nearly all Americans maintain “minimal essential” health...
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Romneycare Vs. Obamacare: Key Similarities & Differences
The less-than-smooth launch of the Affordable Care Act (ACA) exchanges, coupled with the recent revelations that many who purchase health insurance on the individual market are receiving cancellation...
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Obamacare Key Dates In 2014
The Affordable Care Act (ACA) was signed into law March 2010. Over the ensuing three years, various provisions of the law have gone into effect. The newly created health insurance marketplaces opened...
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Where Can I Get Care?
With the passage and implementation of the Affordable Care Act (ACA), millions of newly insured Americans can now afford routine health care. If you are among the previously uninsured who have skipped...
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What Is An Insurance Card?
If you are one of the several million Americans who have enrolled in a new health plan through the health insurance marketplace, you will receive, along with other insurance documents, a health...
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How Do I Use My Health Insurance?
If, like many Americans, you have been uninsured for several years and just recently obtained coverage under the Affordable Care Act (ACA), you may need a little course in how to navigate the...
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How Do I Choose A Doctor?
If you have never established yourself as a patient with a primary care physician, or your current doctor is retiring, you will be in the market for a new one. It will take a little research–and...
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Can My Health Insurance Cover My Unmarried Partner?
The short answer to this question is to check with your insurance company directly. Some insurance companies allow for policies to be extended to unmarried partners, regardless of whether the...
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Obamacare: What Every Small Business Owner Needs To Know
Change, even when positive, can create confusion and anxiety. Just ask any small business owner trying to figure out the Affordable Care Act. The Act, also called Obamacare, refers to mandated health...
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Do I Lose My Health Insurance If I Am Laid Off Or Fired?
If your health insurance is provided by your employer as a part of your total compensation package, you will lose this coverage if you are laid off, fired or voluntarily choose to leave your job. The...
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What Is The Difference Between Co-Insurance And Co-Payments?
Co-insurance and co-payments are different forms of cost sharing. You are sharing the cost of your health care with your health insurance company. In addition to co-payments and co-insurance, most...
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What Is The Difference Between An HMO And A PPO?
The October 2013 launch of the health insurance marketplace found many Americans scrolling through lists of health plans, puzzling over industry-specific terms, trying to decide which plan to choose....
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Are Prescription Drugs Covered Under My Health Insurance?
Health insurance policies offered through the state insurance exchanges, most job-based health plans, and public plans such as Medicaid and TRICARE include coverage for prescription medications. Most...
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What Should I Do If My Insurer Denies A Claim?
You pay your health insurance premiums on time. You use doctors and health care facilities listed in your health plan’s network. Yet your insurance company denies your claim. Can you fight this? Yes,...
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Does My Health Insurance Cover Substance Abuse Treatment?
Medical care for substance abuse, also referred to as substance use disorder, is one of the essential benefits health plans must provide to comply with provisions of the Affordable Care Act (ACA)....
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Does My Health Insurance Cover Mental Illness Care?
Does your health insurance cover care for mental illness? For the majority of Americans, the answer is yes. Health plans purchased through the health insurance marketplace must cover 10 essential...
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Can I Pay For Contacts Or Glasses With My Health Insurance?
Routine adult vision care and prescription eyeglasses are not one of the essential benefits required under the Affordable Care act (ACA). The law does require eye care coverage for children (those...
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Can I Pay For A Dentist With My Health Insurance?
Under the Affordable Care Act (ACA), dental coverage is treated differently for adults and children. Routine dental care for adults is not one of the essential health benefits required for a plan to be...
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Who Can I Contact With Problems About My Insurer?
You receive a medical bill for services you believe should be covered under your health plan. Your insurer won’t pre-authorize a procedure. Your doctor is dropped from your insurance company’s...
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Does My Health Insurance Work Outside Of The United States?
Most health plans do not cover medical services outside of the United States. While many health plans, both job-based and those offered in the health insurance marketplace, do provide some coverage for...
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What Has The Affordable Care Act Accomplished A Year Later?
The next Open Enrollment for the Affordable Care Act (also known as “Obamacare”) will begin on November 15, 2014. But with almost a year under its belt, has the Affordable Care Act impact as many...
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More Insurers To Offer Health Law Plans Next Year
WASHINGTON (AP) — The Obama administration says consumers in most states will have more insurance options next year under the president’s health care law. The Health and Human Services department on...
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Survey: Primary Care Doctor Shortage Result Of ACA
MIAMI (CBSMiami/AP) — A shortage of primary care doctors has emerged as thousands of people gained insurance through the Affordable Care Act, according to a new survey. When Olivia Papa signed up for a...
View ArticleTips For Choosing Health Insurance
Below are some practical tips for selecting a health insurance policy that include advice from experts and suggested research. The Affordable Care Act (ACA) and its implementation over the coming years...
View ArticleObamaCare 101: Separating Fact From Fiction
With 2013 upon us and the elections behind, Americans can start to settle down and focus on what is currently passing for real life in our country today. Anxieties about job availability, our financial...
View ArticleFamilies & The ACA
Health care has always been a huge priority for the American family, so it comes as no surprise that many are now wondering how the Patient Protection and Affordable Care Act (ACA) will impact their...
View ArticleHow Do You Compare? Hillsborough Cty. Releases New Health Equity Report
HILLSBOROUGH COUNTY, Fla. (CW44 News At 10) – The Florida Department of Health in Hillsborough County (DOH-Hillsborough) has released its Health Equity Profile. The profile highlights avoidable...
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